Sun. Dec 8th, 2019

Health Matters

Health Should Matter to You

How To Deal With A Workplace Injury

3 min read

Generally, work-related injuries and other types of accidents are inevitable. It’s standard safety practice to investigate any workplace injury. Even a near miss is a crucial occurrence to document. According to HSE regulations, every employer must protect their workers. Usually, affected employee (s) might go to court for more compensation claims when they are not satisfied with the employer. Compliance lawyers can sue companies if they don’t follow specific protocols. Let’s discuss more ways of handling and reporting a workplace injury.

Apply the Work Culture

Every organisation should implement policies requiring workers to comply with Occupational Safety and Health Administration (OSHA) standards. Incorporating the right HSE policies in work culture can save lives. In big organisations, safety managers design workplace injury investigation templates. The plan is to manage employee safety and implement workplace injury guidelines. It then becomes essential to apply workplace safety rules. Safety managers should issue warnings to employees that fail to use personal protective equipment (PPE). Also, the design of the office layout should have emergency exits.

Accident Investigation

Investigating work-related injuries, accidents and near misses can help to prevent a reoccurrence. Usually, OSHA investigations are well-detailed and can help injured employees to file for insurance claims. Workplaces should develop a template of checklists for investigating safety incidents, and the method should be thorough. When there’s an accident, a proper investigation should be carried out after giving the employee prompt medical attention. For minor injuries, a first-aid box with complete sanitary items and essential drugs will do. Typically, premium policies of an employee’s health insurance covers permanent disability conditions after an accident. So, the accident investigation process can help the disabled employee to access full compensation and rehabilitative care. 

Maintain a Time Limit

Most employee compensation laws require the prompt filing of injury cases and near misses. Regardless of whether an injury is compensable, there’s a limit for reporting it according to the OSHA. The paperwork for the insurance process also comes with deadlines. Prompt filing of insurance compensation claims helps the claimant in getting timely payments. Usually, within 24 hours after a severe workplace mishap, the incident report should get to the claims officer when necessary. Please check applicable OSHA record keeping regulations in your region.

Establish a Return-to-work Program

When workers have minor injuries from workplace hazards, they can take time off for treatment. Usually, conditions like sprains, burns, and strains can require a couple of weeks for recuperation. Employees that are affected can also attend their company’s return-to-work programs. While going through routine physical therapies, counselling will help to calm their minds and raise confidence. Unfair dismissal lawyers can assist employees if they have been unfairly dismissed after a workplace injury. 

Employees Should Be Safety Conscious

It’s the employer’s responsibility to ensure a safe workplace for employees. Construction sites and production plants are typical workplaces where injuries occur. Employees should avoid bending down to lift heavy objects because safety is everyone’s responsibility. It might be painful to go through an experience that doesn’t qualify workers of their compensation benefits. However, the best way to prevent job-related injuries is to become more safety-conscious. In some states like Texas, employees don’t have the right to sue their employers when they suffer workplace injuries. 

Injuries Not Covered if Drugs or Alcohol Involved

Most health insurance policies don’t cover illegal drugs and alcohol-related accidents. Employees might be dismissed after the accident investigation report proves a case of intoxication. Also, the employee will be liable for repairing the company’s equipment when there’s damage from the accident. Usually, workplace accidents that occur from drug and alcohol intoxication don’t qualify the employee for a Statutory Sick Pay (SSP). Apart from slips, or strains; injuries sustained after intoxication can be from inhaling toxic fumes.

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